Published 18 September 2026
Your international education should have a financial plan. Tuition fees, accommodation and living expenses can be major considerations when planning an overseas education.
Loans are not all the same
Education loans can differ in interest rates, processing charges, repayment periods, moratorium conditions, collateral requirements, margin money and eligible expenses.
A moratorium is not interest-free
A moratorium does not necessarily mean that interest will not accrue during the period. Always check how interest is calculated during your course.
Approval is not automatic
Loan approval is not automatic, and a university offer or visa application does not guarantee financing. Read the lender's final sanction letter and understand your repayment obligations before accepting the loan.
Who decides?
GoAbroad Services supports the application process; the lender retains full authority over credit assessment, sanction and disbursement.